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Many people plan their own funeral in advance. They keep their plan on file at the funeral home of their choice so that everyone in their family knows exactly what to do when they die. Others choose a more informal route and just tell their kids what they would like to have done. In either case, there are three things that will need to be covered.

“The darkest hour is just before dawn,” or “Things will look better in the morning,” both are old sayings that could be interpreted in different ways. One theory holds those sayings refer to “night dreads”. Night dreads are when sleep is interrupted abruptly with anxious feelings of dread. You wake after just a few hours of sleep when it’s too early to begin your day. The mind is racing in a negative direction swamped by feelings of alarm. These feelings that seem overwhelming at 3 a.m. magically evaporate when the sun comes up and the day begins for real.

Millions of high school students across the nation will graduate this year. There will be parties, balloons, cakes and speeches. Many of these young people will receive the gift of a wonderful little book written at 87 years of age by Dr. Seuss.

In order to keep drugs from falling into the wrong hands (children, pets, and addicts) the FDA recommends that you dispose of all medication as soon as possible. They suggest three options.

Consistency is crucial. A series of “in the moment” comments to various children at different times, almost always leads to each child having at least a slightly different page at a time when they really need to work together.

Funeral insurance, not to be confused with final expense insurance, is the rare insurance product designed to cover a cost that you absolutely will incur. We all die in the end. So, how does it work?

It’s a question we all hear almost every day. “Hi, how are you?” But it has a different feel when you have recently lost someone you love. It just feels heavier. So how do you deal with that question?

On Memorial Day we remember those who gave their lives in our service, on Armed Forces Day we honor those currently serving. On Veterans Day we honor all who have served our country from the Revolution in 1776 to today. Thank you.

Without a doubt, funerals are changing. Funeral services have become less formal and are noticeably more personal. They are sometimes religious and sometimes they are not.